Td Cashback Visa Cardholder Agreement

6 The reward calculator tool is only used for general illustration purposes; Actual results may differ. Aventura and cashback points are earned for card purchases minus returns and not for cash advances, interest, fees, credit transfers, payments, regular CIBC comfort cheques and Aventura Point solutions. For the Aventura Visa Infinite card, an additional 50% of Aventura points for the purchase of gas, food and drug cards are available only for the first 80,000 net annual tickets purchased from your account (i.e. all cardholders at any type of dealer); Subsequently, net card purchases at grocery stores, pharmacies and gas distributors receive Aventura points at the normal price. CIBC Pace It™ incremental plans allow primary card holders to convert licensed card transactions issued into monthly instalments (including interest) over a period of time. If you are developing a temper plan, you have the option to choose the payment period (in months) with a corresponding annual interest rate. The single temperature charge is 1.50% of the purchase amount. Once you agree to the terms of the payment plan and create the plan in installments via CIBC Online or Mobile Banking, you can cancel it at any time, but you can`t change it. CIBC Pace It™ increment plans are only available: (a) on reputable accounts; b) for certain types of eligible cards and eligible transactions; and (c) to non-Quebec residents. For the Aventura Visa Infinite Privilege Card, earn 3 Aventura points for every dollar charged on the CIBC Rewards Centre Travel Purchase Card, excluding taxes, insurance, service charges or similar items. D`Aventura points are not accumulated while travelling by collecting Aventura points. Earn 2 Aventura points per dollar, calculated on the card for purchases (without return) from Visa-listed merchants such as (i) grocery stores and supermarkets, restaurants, beverages and fast food restaurants (ii) gas stations and fuel vending machines; Urban transportation in Canada, including subway, streetcar, taxi, limousine and ride sharing services (with the exception of merchants who can be classified as travel or travel services such as air travel, car rentals and cruises) and (iii) entertainment, including movie theaters, theatre producers , ticketing agencies, bands, orchestras and various artists. This Aventura points offer is only available on the first $200,000 in annual net card purchases on your account (i.e.

all card purchases of all cardholders, for any type of dealer); Subsequently, net annual card purchases from food, gas, transportation, food and entertainment distributors receive Aventura points at the normal price. The $200,000 limit will be reset to zero after the day your December statement is printed. Terms and categories of eligible resellers may change without notice. For CIBC cash credit cards, cash back is earned on a staggered basis and depends on the net annual dollar amount spent on the card in the previous year. More information on collecting and collecting premiums, welcome bonuses and other card benefits, including terms and conditions, can be found in the above agreements and insurance performance guides.